Healthcare costs in Canada are rising at double digit rates. We all know that these costs impact every company's bottom line. At the same time, we're at the end of the baby boom generation, and during the next decade, employers will be faced with a shrinking labor pool. Labor shortages expected for the year 2010 are starting much sooner than predicted, and a lot of companies are already feeling the crunch. In this environment, companies need a strong benefits package to help them attract and retain top-notch employees without increasing company costs.

These two goals: controlling costs and providing competitive employee benefits, don't have to be at odds. With a strategic approach for your entire employee benefits program, we can help you offer your employees a better overall benefits package without spending more money.

To meet the challenges of the next decade Barrons has a simple solution: efficiency. We've combined employee benefits into one cost-effective package so benefit dollars can do more. Costs are tackled aggressively on all fronts, and health care benefits are redesigned so that benefit dollars can be put to better use. Your company gains from:

• Accurate claims adjudication
• Flexible funding arrangements
• Efficient design of health care benefits
• Tax-sheltered benefits
• Effective plan communication

By looking at the big picture and working with you to design a contemporary employee benefits package, we help you make the most effective use of limited benefit dollars. Rather than spending more, we help you spend more efficiently. That translates into a win/win situation for your company and your employees:

• Your benefit dollars are put to work where they'll help you most ... providing competitive benefits to help you attract and retain top-notch employees.
• Your employees get a benefits package that helps them cut out-of-pocket expenses and take advantage of tax-deferred savings.

Getting the most for every benefit dollar is what we mean by efficiency. With Barrons you can meet the challenges of the future with a finely tuned benefits package that's right for you.