Critical Illness

Here are seven good reasons to offer Critical Illness to your employees:

• Once the program is established, the costs virtually remain the same.
  
  
• Allows the employer to offer a “wrap” benefit for those employees who willingly continue to work past age 65.
  
  
• Premiums are deductible and not taxed in the hands of the employee.
  
  
• Premiums can be returned to the employer at time of death or termination of employment, thus reducing the overall cost of the program to the employer.
  
  
• Employees can obtain the Critical Illness coverage without providing medical evidence.
  
  
• The employer can transfer ownership of the policy to the employee at time of termination or retirement.
  
  
• Employee morale will increase dramatically once they have experienced the advantages of a Critical Illness policy. 

Contact Barrons today, they will arrange a no obligation evaluation meeting to review how “New Age” Employee Benefits can add significant value to your company’s benefit program.